First Time House Buyer?
Looking for the most suitable deal on your first time buyer mortgage -contact us.
We have provided an easy-to-use Mortgage Affordability Calculator to help you answer all of these questions. You'll just need to enter your total Annual Gross Income and your likely Deposit Amount in £'s and the calculator will immediately show you an illustration - a Mortgage Value estimate, a Recommended House Price and a Stamp Duty amount along with extra information such as the estimated monthly payments and the LTV value (one of the key factors that lenders look at when qualifying borrowers for a mortgage).
The calculator is for Illustration purposes only and is not to be used or considered as financial advice or a mortgage quote. For expert mortgage advice - come and see us or give us a call.
Trusted Mortgage & Insurance Advice
Our dedicated team of expert mortgage and insurance advisers can help you find the right options. The Mortgage Hut offers Mortgage Advice on both the telephone and face-to-face, providing support to help find the most suited mortgage option for you.
- We specialise in mortgages - Help to Buy, First Time Buyers, Buy to Let*, Remortgages & through our business partners we offer commercial mortgages*.
- We offer a range of insurance products - Home Buyer’s Protection, Life Insurance, Mortgage Protection, Income Protection, Critical Illness Cover, Contents & Buildings Cover.
- We offer expert help and support including surveys and valuations.
- Buildings insurance is required alongside all mortgages as part of the conditions of the offer. One of our qualified home insurance advisers will contact you to arrange this for you.
Local Qualified Team of Mortgage Advisers
EASTLEIGH | SOUTHAMPTON | BASINGSTOKE | WINCHESTER
ANDOVER | NEWBURY | LONDON
Our local qualified mortgage and insurance advisers are on hand to answer any questions you may have and to help find the right mortgage option for you.
We can review your individual circumstances and provide mortgage advice in a friendly and professional manner, using our experience and qualifications to ensure that you are provided with advice that is most suited to your specific circumstances and objectives, both now and in the future.
Refer a Friend- £25 Thank You!
Do you have a friend, family member or colleague in need of a mortgage and would benefit from our dedicated team of professional mortgage advisors?
Why not refer a friend to The Mortgage Hut with our referral scheme and get a £25 Gift Voucher. Once your friend’s mortgage application is completed. we’ll send you a £25 Gift Voucher (spend it on one of over 60 brands including John Lewis and Amazon) as a way of thanking you for recommending us to them!
Your Credit Score - Free Check Today
Mrs & Mr Pink
Very impressed with Giac. Service was exemplary, kept up to speed at every stage.
Mortgages & Insurance - Impartial Advice
For impartial information about insurance, please visit the website at www.moneymadeclear.org.uk. This provides free and impartial money advice and was set up by the UK Government. Please be aware that by clicking on to the above link you are leaving The Mortgage Hut website. Please note that The Mortgage Hut is not responsible for the accuracy of the information contained within the linked sites accessible from this page.
We'll help find the right mortgage for you and your circumstances - we have access to thousands of mortgage deals.
Contact us - we offer a no obligation initial appointment. We pride ourselves on our personal approach and rapid response.
Please note, your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% and a typical fee is £498.
Mortgage Hut Latest News
If you’ve missed a couple of credit card payments, have declared bankruptcy or had a CCJ registered against you, your credit rating would have taken a hit but don’t panic, there are still mortgages available - just speak to The Mortgage Hut!
There has recently been a higher demand for mortgages for older people, most likely due to the increase in the average age of a homebuyer, later retirement ages and competitive property prices in popular areas suitable for retirement.
A vibrant, historical city nestled in the Hampshire countryside yet just an hour's train journey from London, it's no wonder Winchester is a popular location to live!