Mortgage Calculator

Just enter your total Gross Annual Income and your likely Deposit Amount in £'s - the calculator will show you an illustration (Mortgage Value estimate, Maximum House Price and Stamp Duty Estimates).


Illustration purposes only, not to be considered as financial advice or a mortgage quote


This is the Mortgage Value plus the Deposit Amount.

Main Residential Property


Second/Investment Property


First Time Buyer


Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1.5% and a typical fee is 0.3% of the amount borrowed.

Your Data

The Mortgage Hut is the data controller for personal data submitted using any of the forms on our website.
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How Much Can I Afford?

To get started enter your total (joint or household) estimated Annual Gross Income and your likely Deposit Amount in £'s. Then enter your contact details (name, email and phone number).

We'll then provide a Mortgage Value estimate, a Recommended House Price and a Stamp Duty amount along with extra information such as estimated monthly payments and the LTV value (the Loan To Value - how much mortgage you have in relation to how much the property is worth - is one of the key risk factors that lenders assess when qualifying borrowers for a mortgage) .

The figures provided are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. An Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

To find out more about Stamp Duty visit the UK Government website: Stamp Duty Land Tax.

Please be aware that by clicking on to the above link you are leaving The Mortgage Hut website. Please note that The Mortgage Hut is not responsible for the accuracy of the information contained within the linked sites accessible from this page.

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