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Welcome to
The Mortgage Hut Family

One Lifetime Fee. Endless Value.
Why Our Lifetime Fee Is
a smart investment
We believe expert advice should be honest, helpful—and fair. That’s why we charge a one-time, lifetime fee. You’ll only ever pay once for unlimited access to tailored mortgage advice and ongoing support.
01
Award-Winning Mortgage Advice
Thousands across the UK trust us for clear, personalised advice that puts your interests first.
02
A Free Will for Two People
Protect what matters most with a professionally written Will worth £499—yours, completely free.
03
Annual Insurance Reviews
Your protection needs can change. We’ll check in each year to make sure your cover still fits.
04
Access to Wealth Management
As your finances grow, our expert partners are here with bespoke financial planning for the future.
05
One Dedicated Adviser
No freelancers or call centres—just a fully employed expert who’s with you for the long haul.
06
Your Own Case Manager
We keep things moving. Your personal case manager chases lenders, solicitors and more—backed by a full team during holidays for uninterrupted progress.
07
Our Industry-Leading App
Track your case in real time, receive instant updates, and get alerts when a better deal becomes available.
08
Regulated, Trusted, Safe
Fully FCA regulated with access to over 110 UK lenders—giving you advice that’s secure and reliable.
09
Our Mortgage Renewal Promise
We’ll start securing your next deal six months before your current one ends to ensure you get the best rate. Once locked in, we’ll review monthly until the day of switch-over—comparing over 110 lenders, including your existing bank, so you don’t have to lift a finger.

More Than Just a Fee—It’s a Membership

Your one-time lifetime fee makes you part of The Mortgage Hut family. No renewals. No hidden charges. Just expert advice and genuine care for life.

You're in good company

With over 3,000 five-star reviews, The Mortgage Hut is one of the UK’s most trusted, family-run mortgage brokers.
Reviews.io Trustpilot Google
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Anthony Wheeler
Anthony Wheeler Verified Google Review
in the last week

Oliver, Nichola, Becca and Shona have gone above and beyond during our mortgage application. From direct ease of contact, instant replies with relevant and concise information to achieving us figures and results, even over a bank holiday weekend, I can't recommend these people enough. We wouldn't think twice about using them again in the future when the time comes and they've collectively made the entire process from start to finish as stress free as they possibly can. When it came to extras, such as life insurance, they guided us through what is a sensitive and challenging scenario to achieve the best results possible. Individually, Becca was superb with our life insurance, Shona provides key, relative and collective weekly updates (what a great idea!), Nichola's administrative skills were excellent and Oliver.. well from start to finish I couldn't have hoped for a better experience. A true expert in his field.

Anthony Wheeler
Anthony Wheeler Verified Google Review
in the last week

Oliver, Nichola, Becca and Shona have gone above and beyond during our mortgage application. From direct ease of contact, instant replies with relevant and concise information to achieving us figures and results, even over a bank holiday weekend, I can’t recommend these people enough. We wouldn’t think twice about using them again in the future when the time comes and they’ve collectively made the entire process from start to finish as stress free as they possibly can. When it came to extras, such as life insurance, they guided us through what is a sensitive and challenging scenario to achieve the best results possible. Individually, Becca was superb with our life insurance, Shona provides key, relative and collective weekly updates (what a great idea!), Nichola’s administrative skills were excellent and Oliver.. well from start to finish I couldn’t have hoped for a better experience. A true expert in his field.

Hazel eye
Hazel eye Verified Google Review
in the last week

Fiona Ratcliffe was outstanding. You rarely get this level of high customer service these days. Genuinely impressed. Incredibly diligent, highly efficient and incredibly patient. Can't sing her praises enough. And I say this despite not being able to secure the deal I originally hoped for. Other mortgage advisers/brokers either failed to return calls or offered a very limp CS experience. Highly, highly recommend!

Jonathan Mark Ruddy
Jonathan Mark Ruddy Verified Google Review
in the last week

This is the third time we have gone to The Mortgage Hut as we have had a superb experience each time. David To and Natalie looked after us this time. David was very knowledgeable, clear and efficient and took us through a number of options, explaining the pros & cons each time. He found us a very good product, took us through credit checks, and gained us a mortgage in principle almost immediately, followed very quickly with a formal offer. The Mortgage Hut did it again for us!! A very personable and effective service. I rarely make recommendations tho’ I can happily unreservedly recommended The Mortgage Hut.

Laura McCarron
Laura McCarron Verified Google Review
in the last week

I can not thank Oliver and Nichola enough for their support and help throughout the Mortgage process- we had our AIP in a day after the info had been submitted and then the mortgage offer back in 10 days - being 1st time buyers we didnt know what to expect and so far they have made this process super easy and stress free. Now just the hard bit of waiting to complete 😬 Thank you oliver and nichola for your support and help

Anthony Richards
Anthony Richards Verified Google Review
in the last week

There was a national problem with the phones just as our appointment started Which ment it ananknot able to talk or discuss what I was looking for.but I was inundated with apologies from you and appreciate every effort that was made to contact me and make arrangements for another day to discuss what I'm looking for.i thank you for that my appointment is scheduled for 12pm on Friday I'm really looking forward to it thank you again Regards Tony Richards

Jamie Bevis
Jamie Bevis Verified Google Review
in the last week

Very knowledgeable, pleasure to work with.

Charlie Parkinson
Charlie Parkinson Verified Google Review
in the last week

Fiona is the Humberside representative and honestly she was amazing!! Spoke to her for 20minutes and she gave me a lot of helpful advice and was honest. I cannot thank her enough! 5 star review! Honestly if you’re wondering what they can give you even if it’s just a bit more of an understanding about mortgages please get in touch with her!