Get Started

Welcome to
The Mortgage Hut Family

One Lifetime Fee. Endless Value.
Why Our Lifetime Fee Is
a smart inventment
We believe expert advice should be honest, helpful—and fair. That’s why we charge a one-time, lifetime fee. You’ll only ever pay once for unlimited access to tailored mortgage advice and ongoing support.
01
Award-Winning Mortgage Advice
Thousands across the UK trust us for clear, personalised advice that puts your interests first.
02
A Free Will for Two People
Protect what matters most with a professionally written Will worth £499—yours, completely free.
03
Annual Insurance Reviews
Your protection needs can change. We’ll check in each year to make sure your cover still fits.
04
Access to Wealth Management
As your finances grow, our expert partners are here with bespoke financial planning for the future.
05
One Dedicated Adviser
No freelancers or call centres—just a fully employed expert who’s with you for the long haul.
06
Your Own Case Manager
We keep things moving. Your personal case manager chases lenders, solicitors and more—backed by a full team during holidays for uninterrupted progress.
07
Our Industry-Leading App
Track your case in real time, receive instant updates, and get alerts when a better deal becomes available.
08
Regulated, Trusted, Safe
Fully FCA regulated with access to over 110 UK lenders—giving you advice that’s secure and reliable.
09
Our Mortgage Renewal Promise
We’ll start securing your next deal six months before your current one ends to ensure you get the best rate. Once locked in, we’ll review monthly until the day of switch-over—comparing over 110 lenders, including your existing bank, so you don’t have to lift a finger.

More Than Just a Fee—It’s a Membership

Your one-time lifetime fee makes you part of The Mortgage Hut family. No renewals. No hidden charges. Just expert advice and genuine care for life.

You're in good company

With over 3,000 five-star reviews, The Mortgage Hut is one of the UK’s most trusted, family-run mortgage brokers.
Reviews.io Trustpilot Google
Liza Richardson
Liza Richardson Verified Google Review
in the last week

Really helpful and informative. On hand and timely when we had a question. I would recommend and use again.

rachel barnes
rachel barnes Verified Google Review
in the last week

Happy to recommend The Mortgage Hut. Kieren and Natasha are very professional to speak to and made the whole process simple and easy. I will most definitely use them again in future!

lauren saunders
lauren saunders Verified Google Review
in the last week

So helpful and there when you need them. I would recommend them to anyone. We’re first time buyers and they were so understanding with us in every step! I especially recommend Elliott ! Just an email or phone call away when we needed and broke down every step for us!

Elizabeth Dowty
Elizabeth Dowty Verified Google Review
in the last week

Reviewer left no comments

Suresh Thamminaina
Suresh Thamminaina Verified Google Review
in the last week

Good Service

Nazish Kiran
Nazish Kiran Verified Google Review
in the last week

Reviewer left no comments

Chris Scott
Chris Scott Verified Google Review
in the last week

Great team, personable and client centred approach. Accurate and timely communication and great advice throughout the entire process. Thank you Amy.

Shawna Bryant
Shawna Bryant Verified Google Review
in the last week

David To is a gem, he took the time to get to know our us and our budget, and offered great advise and insight, and knew exactly what to do! I also can’t thank David enough for reassuring me throughout the process when I had my weekly panics! We’ve now had our mortgage accepted and very happy with the price, I would highly recommend David for a mortgage

Dan Burnham
Dan Burnham Verified Google Review
in the last week

David To was really informative and checked in with me at regular intervals. I really appreciate the time he took to help my understanding.

Steven Nicholson
Steven Nicholson Verified Google Review
in the last week

We've just had the initial consultation and David was really helpful. He listened to our situation and provided us with options to help move forwards. Hoping that he can give us good news in the next few weeks and we can continue to work with him.

Donna Michelle Wilkins
Donna Michelle Wilkins Verified Google Review
in the last week

David was friendly, approachable, transparent and helpful. He was a pleasure to talk to and knowledgeable.

josh shield
josh shield Verified Google Review
in the last week

Thanks to Natasha, Celestine and Fiona for sorting our mortgage. Couldn’t have asked for better service. 100% recommend.

mairaj ali
mairaj ali Verified Google Review
in the last week

Hi Ispoke to David To for a Mortgage advice he explained so well with such a greater depth knowledge. I came to know lot of things about the Mortgage process and preparations. Thanks David I will keep in touch.

Tim Dunkley
Tim Dunkley Verified Google Review
in the last week

Kieren - from The Mortgage Hut - is knowledgeable, understanding and patient. The latter is vital for those of us that won't see 60 again.

Charlotte Cruickshank
Charlotte Cruickshank Verified Google Review
in the last week

Amy was very helpful, listened patiently and explained things very concisely. Looking forward to working with her further

Catherine Hackney
Catherine Hackney Verified Google Review
in the last week

I had the pleasure to speak to Amy Flanagan yesterday. She was well informed, extremely patient and polite, a complete delight to deal with. Thank you, Amy

S BG
S BG Verified Google Review
in the last week

I cannot thank Ben from The Mortgage Hut enough! He has been absolutely amazing - so supportive, kind, and genuinely committed to helping me find the best remortgage options. Nothing has been too much trouble for him, and I truly feel like he’s going above and beyond to look after me. His hard work, patience, and dedication have made such a difference during a very stressful time. Highly recommend Ben if you're looking for someone who really cares and knows their stuff! :)

Liz Gonzalez
Liz Gonzalez Verified Google Review
in the last week

I worked with Oliver and he'd been fantastic so far. It was very quick to set up an appointment, I was able to speak with him the same day of my initial inquiry. Oliver took his time to understand my situation, answer my questions and best of all, I had a decision in principal the same day! Follow-up afterwards has been great as well, I definitely recommend speaking with him.

martin
martin Verified Google Review
in the last week

Daisy is very professional and is trying very hard to help with my complex circumstances, I would highly recommend.

Christian Yomi
Christian Yomi Verified Google Review
in the last week

Great support and excellent customer service .