- Late payments
- Low credit score
- County Court Judgments
- Mortgage arrears
- Debt Management Plans
- Individual Voluntary Arrangement (IVA)
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1.5%, but a typical fee is 0.3% of the amount borrowed.