How do late payments impact a mortgage application?
Do all lenders reject applications with late payments?
What other factors affect my affordability?
How will a mortgage lender know if I’ve made payments late?
Understanding your credit report
What should I do next if I’ve missed a payment on one of my accounts?
What’s the difference between late payments and arrears?
Is missing a payment on a secured loan like a mortgage worse?
Can I get a mortgage if my credit report has things on it that are worse than late payments?
Will a bigger deposit help me get approved if I have late payments?
What if I reduce the amount I borrow?
Will increasing the length of the agreement help?
Steps you can take to get yourself back on track
Whether your payments are late, missed or defaults, we can help
Looking for a Mortgage?
Find out if you're eligible in a couple of clicks, with no hidden credit checks.