If you have already spent hours trawling the internet after searching for something to the effect of ‘joint mortgage bad credit’ we hope that this comprehensive guide will help you to locate the information you are looking for and give you the confidence that securing your dream property might be more achievable than you initially thought.
Our mortgage advisers are frequently asked if it is possible to get a joint mortgage when one partner has bad credit. As the term ‘bad credit’ covers many different scenarios and circumstances, we understand that accessing the correct advice isn’t always as simple as it should be. The right advice from specialist mortgage brokers can make all the difference, which is why we will cover so many different variations of bad credit in this article.
Joint Mortgages & Bad Credit
Types of Bad Credit that Can Cause Problems for Joint Mortgages
County Court Judgements (CCJs)
Debt Management Plans (DMPs)
Individual Voluntary Arrangements (IVA)
Payment Problems and Repossessions
How do lenders treat joint mortgage applications where one partner has bad credit and the other has good credit?
Credit Scores, Credit Searches and Joint Mortgage Bad Credit Applications
How do lenders treat joint mortgage applications where both partners have bad credit?
Is it possible to add someone with bad credit to a mortgage?
How do lenders treat joint mortgage applications where one partner has no credit?
The Impression Bad Credit Types can have on Joint Mortgages
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