Mortgage brokers in Basingstoke
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Friendly, Professional, Experienced - Mortgage Advice in Basingstoke
For mortgage advice in Basingstoke, come and visit The Mortgage Hut at 7 Church Street. Managed. The Mortgage Hut in Basingstoke have a team of friendly, professional mortgage advisers ready to help you find a fantastic deal on mortgage and insurance products.
First Time Buyer Mortgages in Basingstoke
The Mortgages Hut are experts at helping first time buyers take that first step on the property ladder. Speaking to a qualified mortgage adviser from a mortgage broker such as The Mortgage Hut, is a great way to get all the help you need when purchasing your first property.
First time buyers usually have a lower deposit than other buyers and are often penalised for this by lenders with higher rates or fees. The Mortgage Hut can put first time buyers in Basingstoke at ease by finding competitive rates and helping you through the mortgage application process - making it easier for you to find the mortgage product and offer that best meets your needs.
Basingstoke - Help to Buy Mortgage Advice
The Mortgage Hut in Basingstoke can provide advice about the Government’s Help to Buy scheme which is designed to help first time buyers and those who are unable to afford to make their next step up the property ladder.
If you are eligible, the Help to Buy scheme could enable you to purchase a property with just a 5% deposit. To find out more about the Help to Buy equity Loan, Mortgage Guarantee and Shared Ownership options come and visit The Mortgage Hut Basingstoke for a friendly chat.
Remortgaging your Basingstoke Home
It is possible that by changing to a different mortgage deal, you could save money. Whether this be a new deal from your current provider or by switching to a lender with a better offer. If you are on your lender’s Standard Variable Rate (SVR) or only have a few months left of a fixed deal - it’s the perfect time to start shopping around for a more suitable mortgage offer.
Because The Mortgage Hut search the whole market, we have access to thousands of deals, some of which are not always available from "high street" banks. By assessing your financial situation, one of our qualified mortgage advisers can find the most suitable mortgage deal for you - arrange a no obligation appointment today.
Need some extra living space or want to modernise your home? It may be possible to remortgage your property and release some it’s equity to help you fund improvements. If you have already paid off a large chunk of your mortgage or your home has increased significantly in value, this could be an option for you.
Don’t forget that releasing money from your home will increase your mortgage payments so it’s important to get help and advice on from a trusted mortgage broker such as The Mortgage Hut who can help you work out what is affordable. Contact The Mortgage Hut in Basingstoke to find out more about remortgaging your home.
Basingstoke Buy to Let (BTL)
As the base for many large companies, there is good demand for rental properties in and around Basingstoke. The recent and continuing regeneration of the town which will provide further job opportunities and new leisure facilities, makes Basingstoke an attractive area for young professionals and families.
If you are new to buy to let but considering investing in Basingstoke, come and visit us at The Mortgage Hut for help and advice. There are many factors to weigh up when considering a buy to let investment so expert advice from a trained adviser is thoroughly recommended.
Perhaps you already own a portfolio of buy to let properties in Basingstoke and are thinking of expanding it? When it comes to getting a mortgage for your property, let The Mortgage Hut do the searching for you, we will search a wide range of lenders for the best buy to let mortgage deal for you.
Basingstoke is a lively town with a good selection of shops, restaurants and leisure facilities. The town itself is economically thriving with many major companies choosing to locate themselves here including AA, Sony and Motorola. Basingstoke is also increasingly popular with commuters who can easily reach Reading and London by train while being able to enjoy a nicer lifestyle outside of the city.
The beautiful countryside around Basingstoke is an attractive option for families with some lovely villages such as North Waltham, Dummer and Sherboune St. John. With a range of properties on offer, there’s something for everyone in the Basingstoke area. Properties in Basingstoke have seen an 8% increase in the past year and are 16% up on 2013 making the average house price in the town currently £268,171. (Source:Rightmove)
Because we play by the book we want to tell you that...Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1.5%, but a typical fee is 0.3% of the amount borrowed.