There are lots of reasons why people don't have a credit history. Many savers who have carefully avoided taking out credit cards are dismayed to find that they can't get the mortgage they've been saving for - because they haven't been using a credit card!
Although a lack of credit might seem like a good thing as you don’t owe anything to anyone, it can actually become a negative if you’re trying to take out a loan or mortgage without a credit score.
If you work in care and are interested in purchasing you own care home or are looking to buy additional property for your care business, The Mortgage Hut can help with the finance you will require.
Due to a recent increase in demand for quality childcare, we have seen an increase in customers approaching us for help with mortgages for nurseries and properties to use for childcare. This is an area The Mortgage Hut can certainly help with!
Interested in getting a commercial mortgage to fund a hotel? The Mortgage Hut can help find and arrange mortgages for hotel purchases for both experienced and new hotel owners.
Looking to purchase a property with mixed residential and commercial use such as a shop with a flat above, bed and breakfast or other business with owner accommodation? You will require a semi-commercial mortgage.
Landlords and tenants are to receive faster and more effective justice in the event of property disputes, under proposals unveiled by Communities Secretary James Brokenshire MP.
Two major housing associations and the West of England Combined Authority are working together to build more much-needed affordable homes, more quickly.
Savills UK Research have recently published their residential market forecasts to 2023, which predict 14.8% growth for the nation over the next 5 years.
First Time House Buyer?
Looking for the most suitable deal on your first time buyer mortgage -contact us.