The first step of the remortgaging process is thinking why you want to remortgage.
You may want to cut your monthly repayments, to switch the deal you are on, get a more flexible deal or release equity from your property.
If you are unsure exactly why you want to remortgage, speak to one of our expert advisers who can provide impartial advice on your situation.
Speaking to one of our expert advisers is also be beneficial as we have access to thousands of products from a wide panel of lenders, and we can advise you on the right deal for your circumstances, some of which are exclusive to us and not available on the high street.
We are not tied to any particular lender, so will only find the right deal for you and your circumstances.
What about affordability?
When remortgaging, you need to consider the associated costs and repayments.
For example, when switching mortgage deals, you may have to pay exit or switching fees.
Alternatively, if you would be unable to afford repayments on a standard variable rate (SVR) product, then a fixed rate mortgage may be better suited to you to ensure your mortgage repayments remain consistent.
Then comes the application process.
By working with one of our expert advisers, they will submit and manage the application process for you, keeping you informed every step of the way.
We will also explain the application process to you, including all credit checks and documentation that is required, to ensure an application process that runs as smoothly as possible.
Click here to start your remortgaging process now by talking to one of our expert advisers.