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Joining an Established GP Practice as a Partner?

Our expertise will help you if you have recently joined a GP Practice as a partner.

Although mortgage lenders will generally not consider an applicant who is newly self-employed, this is not a barrier to lending with The Mortgage Hut.

We regularly assist Doctors who have a minimal track record within their Partnership.

We provide a ‘next day’ mortgage offer in principle decision. We do not need to meet and there is minimal paperwork to complete, saving you time and money.

The Issues

As a qualified professional on an above average income, a Doctor might expect to have little difficulty in arranging a mortgage. This is often not the case.

Doctors have specific complications in the way they practice and are paid which can cause concern for many lenders. In particular, the majority are technically self-employed and lenders have wildly differing approaches when dealing with self-employed income.

Since Doctors tend to purchase higher end property, lending requirements are larger. The larger the borrowing requirement, the fewer lenders and products are available.

The Solution

At The Mortgage Hut we have been dealing exclusively with Doctors and have a wealth of knowledge and experience that we can put to use in assisting you. Whether the issue is one of overall affordability, self-employment, deposit or the background of the property, we can assist.

Our service is designed specifically to be of benefit to doctors and therefore we operate at a time to suit you, and therefore we are not restricted to standard office hours. You will have one point of contact and we will keep you updated by email so that you always know what is happening without interruptions to your busy working schedule.

Specialised professionals’ mortgages are available for general practitioners who are:

• Qualified

• Practising

• Registered

If you are a doctor and looking for a mortgage, let The Mortgage Hut help you. Our professional and friendly team are available anytime to assist you. Make an appointment today!