The Mortgage Hut aren’t just here to find you the perfect mortgage deal for your circumstances, we're here for you each step of the way, from finding out how much you could borrow to finalising the paperwork and completing your exciting new property purchase.
The first step - How much can I borrow?
This is the first question for most when it comes to getting a mortgage. Banks and building societies will base how much you can borrow on your income and outgoings. To get an estimated idea of how much you could borrow - simply put your details into our mortgage calculator:
This is a great way of getting an idea of the kind of property you may be able to purchase. When you are ready for a more accurate figure, especially if the way you are paid is less conventional (e.g. company directors, self employed, contractor, freelancer) then it’s time to speak to a friendly Mortgage Hut adviser either on the phone or at one of your branches.
Taking the Next Step - Which Mortgage do I choose?
Once you know how much you can borrow - it’s time for the fun part - house hunting! When you find a property that you want to purchase and have had an offer accepted, it’s time to choose which mortgage to apply for.
There are thousands of mortgage deals out there from range of banks, building societies and specialist loan providers, each with different rates, fees and terms. That’s when your qualified mortgage adviser from The Mortgage Hut comes in useful! They will help you narrow down and weigh up the most suitable products for your personal circumstances so you can make an informed decision and get yourself the best possible deal.
The Final Step - The Mortgage Application Process
The Mortgage Hut don’t just help people find a mortgage - we are here to guide you through the application process and make sure everything runs as smoothly as possible. From helping you with the paperwork, to keeping you updated on the progress of your application and doing any necessary chasing to ensure your mortgage is ready in time for the completion of your house purchase.
Don’t Forget Insurance!
It’s not just mortgages The Mortgage Hut can can help you with - make sure your new home is protected. From building and contents insurance to income protection, we can advise and you on any relevant insurances you may require concerning your new house purchase
Why not take that first step towards your new property purchase today? Contact The Mortgage Hut.